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Now That You Have Retired

Review this Retiree Checklist for a simple way to determine what you need to do and how you get it done now that you’ve retired.

Intel Involved Matching Grant Program

The Intel Foundation matches the time that Intel employees and U.S. retirees spend volunteering in schools and non-profits with a cash donation. For every hour that Intel U.S. retirees volunteer, the Intel Foundation will match those hours with a grant once the organization reaches 20 hours for the year. The volunteer hours of all Intel employees and U.S. retirees are accumulated to determine the total annual grant. It’s that simple. To submit your hours, fill out this form online. See Intel’s complete guidelines for this program.

Deadline to submit 2015 volunteer hours: January 15, 2016. Any 2015 hours submitted after that date will not be eligible for the Intel Involved Matching Grant Program. Grant payments will be sent to recipients in Q2 2016.

Fidelity NetBenefits* Website

Access the Fidelity NetBenefits* website for your  Intel 401(k) Savings Plan, Intel Retirement Contribution Plan and Intel Minimum Pension Plan account inquiries, transactions, investment education, and tools. For personal assistance, contact the Intel 401(k) Savings Plan Service Center toll-free at 1-800-401-7377.

Retiree Health Programs Overview

Intel’s retiree health program has two elements:

  1. Sheltered Employee Retirement Medical Account (SERMA)
  2. Intel Retiree Medical Plan (IRMP)—includes medical and vision option

Who is eligible for Intel’s retiree health program?

If you meet any of the retirement eligibility rules, you will be eligible to participate in the IRMP medical or vision plans.

If you were hired before January 1, 2014, a SERMA will be established upon your retirement from Intel if you are a U.S. employee at the time you retire and meet any of Intel’s retirement eligibility rules.

On or after January 1, 2014, if you separate from Intel or transfer from an Intel SERMA participating entity to a non-participating subsidiary or entity, your past years of service for the purpose of calculating SERMA will be forfeited. For example, you are not eligible for SERMA if you were:

  • Hired on or after January 1, 2014
  • Rehired on or after January 1, 2014
  • Transferred to Intel U.S. from a non-participating Intel subsidiary (e.g., McAfee, Wind River, Havok) or non-participating Intel entity (e.g., Intel China) on or after January 1, 2014


SERMA is provided to help purchase health insurance for you and your eligible dependents once you have retired from Intel and have met the eligibility requirements.

When you retired from Intel as a U.S. employee, Intel established a SERMA for you. You may use your SERMA credits to pay for Intel Retiree Medical Plan premiums, or you may reimburse yourself for eligible non-Intel-sponsored health care premiums.

SERMA may be used to increase your health insurance choices and help you stretch your SERMA credits. You have the option to use SERMA to pay for all or part of your IRMP premium or to reimburse yourself for the cost of other eligible health insurance premiums.

For additional information, contact the Intel Health Benefits Center at 877-GoMyBen (466-9236), or online at My Health Benefits.

Using SERMA for non-Intel-sponsored health care premiums

You may use your SERMA credit to reimburse yourself for premiums paid for you and your eligible dependents until you exhaust your account. As long as you are not enrolled in IRMP, you may use your SERMA credit toward other health care premiums. Eligible reimbursements may include premium payments for:

  • Individual health insurance
  • Individual dental insurance
  • Individual vision insurance
  • Medicare
  • Medigap
  • Long-term care

If you are enrolled in IRMP, you may also use your SERMA credit toward other eligible health care premiums. For example, if you are on the IRMP plan and your spouse is enrolled in a non-employer-sponsored medical plan, you may now use your SERMA toward both your IRMP premium and your spouse's non-Intel premium expenses.

For information on your SERMA balance, contact the Intel Health Benefits Center at 877-GoMyBen (466-9236), or online at My Health Benefits under Your Spending Account tab. The Your Spending Account website allows you to:

  • View your SERMA account balance
  • Submit claims (you have the option to submit claims online, by fax, or by mail)
  • Check the status of your claims
  • Learn more about eligible expenses

Note: If you are a new retiree, the Your Spending Account tab will not be available to you until 45 – 60 days AFTER your retirement date. If you have questions please contact the Intel Health Benefits Center at 877-GoMyBen (466-9236). 

Intel Retiree Medical Program (IRMP)

The IRMP is the medical plan available from Intel Corporation to eligible retirees and their eligible dependents. The plan is designed to provide access to comprehensive medical coverage for retirees and their eligible dependents who are Medicare-eligible.

If you are not Medicare-eligible (typically if you under age 65, you are not eligible for Medicare), you may enroll in the CIGNA Coinsurance Plan.  

If you are Medicare eligible (typically, age 65 and over), you may enroll in either the CIGNA Indemnity Plan with RX or the CIGNA Indemnity Plan without Rx. The difference between the plans is the “with Rx” plan includes a prescription drug benefit, whereas the “without Rx” plan does not.  

For additional information, please contact the Intel Health Benefits Center at 877-GoMyBen (466-9236), or online at My Health Benefits.


IRMP Vision Plan

You have two vision plans from which to choose—VSP Basic Vision Plan or Vision Plus Plan. Vision care is administered through VSP. VSP provides high-quality care, and you will be able to choose the provider and eyewear that’s right for you and your budget. If you wish to have vision coverage, you will need to enroll you and your dependents into either the VSP Basic Vision Retiree Plan or the VSP Vision Plus Retiree Plan during your enrollment period.

For additional information, please contact the Intel Health Benefits Center at 877-GoMyBen (466-9236) or online at My Health Benefits.


Stock Benefit Program

Intel's stock benefit program is an important part of our employees' overall compensation and benefits package.

Some things to keep in mind when you retire from Intel:

  • Stock option vesting may accelerate upon retirement, if certain criteria are met. Restricted stock unit (RSU) vesting schedules may be impacted too. Unvested RSUs will be canceled as of your last day worked.
  • Review the terms and conditions and plan rules for each of the grants in your UBS stock account to understand how each of your stock grants are impacted.
  • Access your online UBS Stock Account and click on the Grants/Units tab to view your stock option expiration dates. Click on the Grants/Units sub-tab called Restricted to view your RSU vesting schedule.
  • Expiration and Vest dates—per your plan rules—will be updated in your stock account, typically within one week following entry of your termination date in Intel's system of record.
  • Make sure to exercise your stock options before they expire. If your expiration dates fall on a US weekend or US holiday when the market is closed, you must exercise no later than a half-hour prior to the stock market closing on the last trading day prior to your expiration date. Remember stock market hours of operation are based on the US Eastern time zone.
  • If you retire from Intel before the end of a Stock Purchase Plan (SPP) subscription period, you will receive a refund of your SPP contributions for that period in your final paycheck. You will not receive stock or interest on SPP contributions.
  • Your Intel Employee stock account with UBS will remain open for a period of 60 days after your last expiration date, at which point you may transfer your assets to a non-Intel stock account of your choice.
  • You must contact UBS Financial Services Inc. with instructions for handling any assets remaining in your employee account within 18 months of your termination date. You may want to set up a personal retail account at UBS or transfer your assets to another broker. Note that country restrictions may apply, and fees associated with a retail account will become your responsibility.
  • Keep Intel apprised of any change of address should you move within 18 months of your termination date by calling the Intel Global Contact Center at 800-238-0486. After that period of time, update your address directly with UBS.

The Intel Store

The Intel Store is where you can buy any of the many new Intel logo items, purchase gift certificates, and check out the service awards.

Discount Programs

The Intel Advantage program is Intel’s discount program. To begin using the Intel Advantage program, simply register for the Advantage portal with your Intel employee ID (WWID).

Register for the first time with:

  • Intel Worldwide ID
  • Default password: savings

Once you hit "Sign In," you’ll be prompted to enter a personal email address and change your password. From there, you can log in and begin using your expanded portfolio of discounts immediately, either at your desktop or on your mobile device.

Bookmark to join the rest of your coworkers in gaining a competitive Advantage for your discount shopping and services.

Intel Retirees can also access the Employee Purchase Program through the Retiree Circuit Portal.  Once you register and enter the site, you can order the same discounted products that Intel employees are offered. In addition, the Retiree Circuit Portal provides access to Intel news. This Guide will walk you through the easy process of registration. The Retiree Circuit Portal is expected to expand its content in the future, which will include more products and more Intel news.

When you register you will be validated as an Intel Retiree through 2 key pieces of information: Your First and Last name (in Intel’s System of Record) and WWID. If you don’t know this information, call the Intel Call Center 800-238-0486 and answer a few security questions to find out your exact First and Last Name (in the Intel’s System of Record) and your WWID. If the Intel Call Center is experiencing long hold times, listen for and use the call back option.

Retirement Service Award

U.S. retirees receive a $300 cash award as a thank you for their dedication and hard work. Funds are added to their reloadable debit card and will appear approximately four weeks after the employee’s official retirement date.

To check card balances, visit For lost cards, contact Citibank at 866-326-8689. For those that have never received a card, one will be automatically mailed to their home mailing address about six weeks following retirement.